Learn

Pick your track. Earn the credential.

Role-based learning tracks built from the Major Matters course library: each is a short path of five or six courses aimed at one role, ending in a credential you can add to your profile. The same infrastructure-first, evidence-led reading you get from the newsletter, taught end to end.

How the tracks work

A track is a curated path through the course library: five or six of the courses, sequenced for one role, so you are not guessing which to take or in what order. Pick the track that matches what you do, and work through its courses top to bottom.

The tracks are self-paced and free to read for subscribers. Every course is the same practitioner-level material as the newsletter, taught end to end. Finishing a track means you have covered a role from the ground up, not sampled a few lessons, and each track ends in a named Major Matters credential that marks the whole path complete.

Not sure where to start? Payments Expert is the broad foundation. Otherwise, pick the track whose role reads closest to yours.

Payments Expert5 courses

The whole payments stack, from card economics to final settlement, in one path.

The generalist who needs credible end-to-end fluency across the whole stack.

AI in Finance Practitioner5 courses

Put AI into a regulated institution without the model-risk team stopping you.

A data, ML, or AI practitioner deploying models inside a regulated institution.

Payments Product Leader6 courses

From payments model to shipped product, the founder’s and PM’s path.

A founder or product leader building and monetizing a payments product or platform.

Agentic Commerce Builder5 courses

Ship agents that can actually spend money, safely.

An engineer or PM building AI agents that transact and move money.

Payments Platform Leader5 courses

Everything a technical leader inherits with a payments platform, minus the surprises.

An engineering or technical leader who has just taken ownership of a payments platform.

Payments Risk & Compliance Lead5 courses

The controls, disputes, and licensing playbook the regulator will ask you about.

A risk, fraud, or compliance lead in a payments or fintech organization.

Or browse all 20 courses by topic

Payments Foundations

Payments Architecture 101 · 6 lessons
Card & Network Economics · 10 lessons
Clearing & Settlement: How Money Actually Moves · 10 lessons
Money Movement Operations: Treasury, Liquidity & Licensing · 10 lessons

Acceptance & Conversion

Checkout Architecture & the Conversion Stack · 10 lessons
Subscriptions, Billing & Dispute Defense · 10 lessons
Platform & Marketplace Payments · 10 lessons
Shipping a Payments Product: PM & Eng Craft · 10 lessons

Risk, Fraud & Disputes

Fraud and Risk Architecture · 6 lessons
Disputes & Chargebacks, End to End · 10 lessons

Regulation & Emerging Money

The Regulatory Architecture of Payments · 9 lessons
Open Banking and Real-Time Payments · 6 lessons
Programmable Money: Stablecoins, Tokenized Deposits & CBDCs · 9 lessons
The Payments Strategy Playbook · 6 lessons

AI & Agentic Commerce

AI in Financial Services · 6 lessons
The Data Substrate for AI in Finance · 9 lessons
Model Risk Management for LLMs · 8 lessons
The Agentic Commerce Stack · 6 lessons
Securing Money-Moving Agents · 10 lessons
MCP as a Product Strategy Multiplier · 7 lessons

New to the space? Read the named frameworks the courses build on, or subscribe to the newsletter.